Tips Before Choosing Cars Insurances

Nowadays we can see growing number of cars insurances products offered by various companies. Therefore, the principle carefully before buying should be applied, so no regrets in the future. Before deciding to choose one of several car insurance products offered, you should consider some points below:

• Determine the type of insurance coverage desired. Overall protection (All Risk) provides the best protection, but you need to think about the economic side.
• Do not be fixated on the size of the premium money to be paid. See the company’s credibility, especially in terms of service, claims handling and financial capabilities.
• Many insurance companies are credible and bona fide, though without the support of re-insurance companies. But there was no harm in finding out track record of re-insurance company (if any).
• Does the company provide additional benefits, such as 24 hours claims service, free towing, 24 hours insurance claim process, etc?
• You should see the network’s corporate partner workshop for repairing the cars. How many workshop available, where is the location and how the quality of these workshops.
• Understand exactly what are your rights and obligations. What should you do and what not. Are there exceptions in the policy contract, what pros and cons for you?

Car Insurance Tips